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Who Funds My Rep? › Tom Cotton

Tom Cotton Net Worth (2025 Financial Disclosure)

Republican · AR (Senate) · Senate

Net worth, as disclosed

$368K to $1M

Midpoint $694K, used for rankings

Assets ~$694K · Debts ~$0 · Net ~$694K

Tom Cotton's net worth is between $368K and $1M, a midpoint of $694K, according to the 2025 annual financial disclosure, filed July 18, 2026, the most recent personal financial disclosure on file with the Secretary of the Senate.

The filing lists 16 assets valued at $368K to $1M and no other liabilities. 2 mortgages or home loans of $1.1M to $5.1M are shown but not subtracted: the filing lists no real property, so the loan must be on a home the law does not require the filer to list, and a debt is not counted against a home that is not counted either.

View the original filing (Senate eFD) · Document 4223f1f4-aeca-4d86-b7ef-47588e0e4575 · Updated

Ranks #85 of 100 senators by estimated net worth, #193 of 273 Republicans, #4 of 6 from Arkansas. Richest members of Congress, ranked · All Republicans ranked

Biggest assets (10 of 16)

  • Marcus by Goldman Sachs(NYC, New York)Type: Savings — $100K–$250KBank Deposit · Joint · Interest $5,001 - $15,000
  • Marcus by Goldman Sachs(NYC, New York)Type: Savings — $100K–$250KBank Deposit · Joint · Interest $5,001 - $15,000
  • Northern Trust Discretionary Account ⇒ IWV - iShares Russell 3000 ETF — $50K–$100KExchange Traded Fund/Note · Spouse · Dividends $201 - $1,000
  • Marcus by Goldman Sachs(NYC, New York)Type: Savings — $50K–$100KBank Deposit · Joint · Interest $2,501 - $5,000
  • Fidelity Roth IRA ⇒ SPRXX-Fidelity Money Market — $15K–$50KMutual Fund · Dividends, Interest
  • Northern Trust Roth IRA ⇒ IWV - iShares Russell 3000 ETF — $15K–$50KExchange Traded Fund/Note · Spouse · Dividends $201 - $1,000
  • Northern Trust Rollover IRA ⇒ IWV - iShares Russell 3000 ETF — $15K–$50KExchange Traded Fund/Note · Spouse · Dividends $201 - $1,000
  • SLG Solutions LLCCompany: SLG Solutions LLC (McLean, Viginia) Description: For business consulting and governance — $15K–$50KLimited Liability Company (LLC) · Spouse · Interest
  • Bank of America(Charlotte, NC)Type: Checking — $1,001–$15KBank Deposit · Joint · Interest
  • Bank of America(Charlotte, NC)Type: Savings — $1,001–$15KBank Deposit · Joint · Interest

Values are the bands the filer checked, as of December 31, 2025.

Liabilities (2)

  • Mortgage (2.49% (30 Year)) — Chain Bridge Bank McLean, VA (2021) — $1M–$5M shown, not subtracted: a loan on a home the filing does not list
  • Mortgage (2.86% (30 years)) — Chain Bridge Bank McLean, VA (2022) — $50K–$100K shown, not subtracted: a loan on a home the filing does not list

Filings on record (1)

Figures updated November 7, 2026. An amended report replaces the original it amends; new House filings are checked weekly.

How this figure is calculated, and what it leaves out

  • Every asset and liability on the filing is reported as a value band ($1,001–$15,000, $15,001–$50,000 … $5,000,001–$25,000,000), never an exact figure.
  • Low end of net worth = the bottom of every asset band added together, minus the top of every liability band.
  • High end = the top of every asset band, minus the bottom of every liability band.
  • The estimate is the midpoint of that range. It is a central guess, not a measurement.
  • The home rule: a member must report a mortgage on their own home but need not list the home unless it earns rent. When a filing lists no real property at all, its mortgages and home-equity loans are shown but not subtracted, since the home they are secured by is not counted either. A filing that lists any property keeps all its debts.

The disclosure does not have to include:

  • A personal residence that produces no rental income (listing it is optional).
  • Personal property such as cars, furniture, art and jewelry.
  • Federal salary ($174,000 for most members) and federal retirement benefits.
  • Assets worth $1,000 or less, and income under $200 per source.
  • Liabilities under $10,000, and some vehicle, family and tax debts.
  • Anything inside a qualified blind trust approved by the Ethics Committee.

Full methodology

Frequently asked

What is Tom Cotton's net worth?

Tom Cotton's net worth is between $368K and $1M, a midpoint of $694K, according to the 2025 annual financial disclosure, filed July 18, 2026, the most recent personal financial disclosure on file with the Secretary of the Senate. The filing lists 16 assets valued at $368K to $1M and no other liabilities. 2 mortgages or home loans of $1.1M to $5.1M are shown but not subtracted: the filing lists no real property, so the loan must be on a home the law does not require the filer to list, and a debt is not counted against a home that is not counted either.

What are Tom Cotton's biggest assets?

The largest holdings on the 2025 filing are Marcus by Goldman Sachs(NYC, New York)Type: Savings ($100K–$250K, joint); Marcus by Goldman Sachs(NYC, New York)Type: Savings ($100K–$250K, joint); Northern Trust Discretionary Account ⇒ IWV - iShares Russell 3000 ETF ($50K–$100K, spouse). The filing lists 16 assets in all.

How much debt does Tom Cotton report?

2 liabilities: Mortgage (2.49% (30 Year)) with Chain Bridge Bank McLean, VA ($1M–$5M, not subtracted); Mortgage (2.86% (30 years)) with Chain Bridge Bank McLean, VA ($50K–$100K, not subtracted). None of it is subtracted from the assets. 2 mortgages or home loans of $1.1M to $5.1M are shown but not subtracted: the filing lists no real property, so the loan must be on a home the law does not require the filer to list, and a debt is not counted against a home that is not counted either. Only debts over $10,000 must be disclosed.

Is Tom Cotton one of the richest members of Congress?

By the midpoint of the disclosed range, Tom Cotton ranks #85 of 100 senators whose filings have been processed, and #193 of 273 Republicans. Ranks compare midpoints of wide ranges, so a member a few places away may well be wealthier.

Why do other sites show a different net worth for Tom Cotton?

The $694K shown here is the midpoint of the range Tom Cotton's 2025 filing supports, as of December 31, 2025. 2 mortgages or home loans of $1.1M to $5.1M are shown but not subtracted: the filing lists no real property, so the loan must be on a home the law does not require the filer to list, and a debt is not counted against a home that is not counted either. With that loan left out, the figure is the midpoint of the assets, the same basis estimates that ignore debts use. Sites that price stocks at current market value, add an estimate for a home or personal property the filing need not list, or quote the top of the range will come out differently.

Why is Tom Cotton's net worth a range and not a number?

Members of Congress report each asset and debt in a value band, not an exact amount, and a few bands have no top ("over $50,000,000"). Adding the bottoms gives the lowest net worth the filing supports and adding the tops gives the highest; the true figure is somewhere between. The midpoint shown is an estimate for comparison, not a measurement.

What does Tom Cotton's financial disclosure leave out?

By law the report need not include a personal residence that produces no rental income (listing it is optional); personal property such as cars, furniture, art and jewelry; federal salary ($174,000 for most members) and federal retirement benefits; assets worth $1,000 or less, and income under $200 per source; liabilities under $10,000, and some vehicle, family and tax debts; anything inside a qualified blind trust approved by the Ethics Committee.

Where does this net worth figure come from?

From Tom Cotton's own 2025 annual financial disclosure, filed July 18, 2026, published on the Senate's electronic financial disclosure site under the Ethics in Government Act. Who Funds My Rep? reads Part 3 (assets and income) and Part 7 (liabilities) from the filing and applies the same range arithmetic used by newsrooms. The original filing is linked on this page.

Why other sites show different figures

The $694K shown here is the midpoint of the range Tom Cotton's 2025 filing supports, as of December 31, 2025. 2 mortgages or home loans of $1.1M to $5.1M are shown but not subtracted: the filing lists no real property, so the loan must be on a home the law does not require the filer to list, and a debt is not counted against a home that is not counted either. With that loan left out, the figure is the midpoint of the assets, the same basis estimates that ignore debts use. Sites that price stocks at current market value, add an estimate for a home or personal property the filing need not list, or quote the top of the range will come out differently.

  • Debts are subtracted. We subtract the liabilities on the filing, margin loans and mortgages on listed property included. Estimates that leave debts out, Quiver Quantitative's for one, come out higher, sometimes by tens of millions of dollars. The one debt we do not subtract is a mortgage on a home the filing does not list (the home rule), because the home itself is not counted.
  • Value bands, not market prices. The filing reports each asset as a value band ($5,000,001–$25,000,000), never a price, and we use the midpoint of the resulting range. Trackers that estimate current market value from stock trades and share prices will differ, most of all for members with large stock holdings near the top of their bands.
  • The date. Our figure is as of December 31 of the reporting year, the date the filing describes. Sites that move with the markets reflect any gains or losses since then.
  • What the filing leaves out. A home that earns no rent, cars, art and other personal property need not be listed. Some outlets add their own estimates for these; we count only what is on the filing.
  • Open-ended bands and older data. Spouse assets reported only as "over $1,000,000" and assets "over $50,000,000" have no top, so every method has to pick a value for them. Older databases (OpenSecrets' member profiles still show 2018 figures) and news reports that quote the top of a range will disagree as well.

How we calculate net worth

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