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Who Funds My Rep? › Ruben Gallego

Ruben Gallego Net Worth (2025 Financial Disclosure)

Democrat · AZ (Senate) · Senate

Net worth, as disclosed

$35K to $300K

Midpoint $168K, used for rankings

Assets ~$213K · Debts ~$45K · Net ~$168K

Ruben Gallego's net worth is between $35K and $300K, a midpoint of $168K, according to the 2025 annual financial disclosure, filed August 13, 2026, the most recent personal financial disclosure on file with the Secretary of the Senate.

The filing lists 10 assets valued at $100K to $325K and 2 liabilities of $25K to $65K. 2 mortgages or home loans of $550K to $1.1M are shown but not subtracted: the filing lists no real property, so the loan must be on a home the law does not require the filer to list, and a debt is not counted against a home that is not counted either. 1 asset of undetermined value, such as a pension or book contract, is left out of the range.

View the original filing (Senate eFD) · Document 05bf2b1a-732f-4cc7-87a3-1ecae9c1034b · Updated

Ranks #96 of 100 senators by estimated net worth, #206 of 262 Democrats, #10 of 11 from Arizona. Richest members of Congress, ranked · All Democrats ranked

Biggest assets (9 of 10)

  • J.P. Morgan Brokerage ⇒ SMH - VanEck Semiconductor ETF — $50K–$100KExchange Traded Fund/Note · Excepted Investment Fund $201 - $1,000
  • Aspiration(San Francisco, CA)Type: Checking, Savings — $15K–$50KBank Deposit · Joint
  • Aspiration Fund Adviser LLCCompany: Aspiration Fund Adviser LLC (Marina Del Rey, CA) Description: Investment Advisory Services — $15K–$50KNon-Public Stock
  • IRA Club ⇒ NameCoach Inc.Company: NameCoach Inc. (Palo Alto, CA) — $15K–$50KFrom a Business
  • UBS Simple IRA ⇒ JFFCX - Jpmorgan Smartretirement 2055 Fd C — $1,001–$15KMutual Fund · Spouse · Excepted Investment Fund
  • USAA Federal Savings Bank(San Antonio, TX)Type: Checking — $1,001–$15KBank Deposit
  • Arizona 529 PlanInstitution: Charles Schwab ⇒ Aggressive Track: 70% Equity Portfolio — $1,001–$15KMutual Fund · Excepted Investment Fund
  • J.P. Morgan Brokerage ⇒ Chase Deposit Sweep(New York, NY)Type: Brokerage Sweep Account — $1,001–$15KBank Deposit
  • Arizona 529 Plan #2Institution: Charles Schwab ⇒ Aggressive Track: 95% Equity Portfolio — $1,001–$15KMutual Fund · Excepted Investment Fund

Values are the bands the filer checked, as of December 31, 2025.

Liabilities (4)

  • Mortgage (3.097% (30 years)) — Rocket Mortgage Coppell, TX (2021) — $500K–$1M shown, not subtracted: a loan on a home the filing does not list
  • Home Equity Line of Credit (10.99% (on demand)) — NewRez LLC DBA Shellpoint Mortgage Servicing Greenville, SC (2024) — $50K–$100K shown, not subtracted: a loan on a home the filing does not list
  • Revolving Charge (28.84% (NA)) — American Express New York, NY (2025) — $15K–$50K
  • Revolving Charge (29.49% (NA)) — Citibank New York, NY (2025) — $10K–$15K

Filings on record (1)

Figures updated November 7, 2026. An amended report replaces the original it amends; new House filings are checked weekly.

How this figure is calculated, and what it leaves out

  • Every asset and liability on the filing is reported as a value band ($1,001–$15,000, $15,001–$50,000 … $5,000,001–$25,000,000), never an exact figure.
  • Low end of net worth = the bottom of every asset band added together, minus the top of every liability band.
  • High end = the top of every asset band, minus the bottom of every liability band.
  • The estimate is the midpoint of that range. It is a central guess, not a measurement.
  • The home rule: a member must report a mortgage on their own home but need not list the home unless it earns rent. When a filing lists no real property at all, its mortgages and home-equity loans are shown but not subtracted, since the home they are secured by is not counted either. A filing that lists any property keeps all its debts.

The disclosure does not have to include:

  • A personal residence that produces no rental income (listing it is optional).
  • Personal property such as cars, furniture, art and jewelry.
  • Federal salary ($174,000 for most members) and federal retirement benefits.
  • Assets worth $1,000 or less, and income under $200 per source.
  • Liabilities under $10,000, and some vehicle, family and tax debts.
  • Anything inside a qualified blind trust approved by the Ethics Committee.

Full methodology

Frequently asked

What is Ruben Gallego's net worth?

Ruben Gallego's net worth is between $35K and $300K, a midpoint of $168K, according to the 2025 annual financial disclosure, filed August 13, 2026, the most recent personal financial disclosure on file with the Secretary of the Senate. The filing lists 10 assets valued at $100K to $325K and 2 liabilities of $25K to $65K. 2 mortgages or home loans of $550K to $1.1M are shown but not subtracted: the filing lists no real property, so the loan must be on a home the law does not require the filer to list, and a debt is not counted against a home that is not counted either. 1 asset of undetermined value, such as a pension or book contract, is left out of the range.

What are Ruben Gallego's biggest assets?

The largest holdings on the 2025 filing are J.P. Morgan Brokerage ⇒ SMH - VanEck Semiconductor ETF ($50K–$100K); Aspiration(San Francisco, CA)Type: Checking, Savings ($15K–$50K, joint); Aspiration Fund Adviser LLCCompany: Aspiration Fund Adviser LLC (Marina Del Rey, CA) Description: Investment Advisory Services ($15K–$50K). The filing lists 10 assets in all.

How much debt does Ruben Gallego report?

4 liabilities: Mortgage (3.097% (30 years)) with Rocket Mortgage Coppell, TX ($500K–$1M, not subtracted); Home Equity Line of Credit (10.99% (on demand)) with NewRez LLC DBA Shellpoint Mortgage Servicing Greenville, SC ($50K–$100K, not subtracted); Revolving Charge (28.84% (NA)) with American Express New York, NY ($15K–$50K). $25K to $65K of this is subtracted from the assets. 2 mortgages or home loans of $550K to $1.1M are shown but not subtracted: the filing lists no real property, so the loan must be on a home the law does not require the filer to list, and a debt is not counted against a home that is not counted either. Only debts over $10,000 must be disclosed.

Is Ruben Gallego one of the richest members of Congress?

By the midpoint of the disclosed range, Ruben Gallego ranks #96 of 100 senators whose filings have been processed, and #206 of 262 Democrats. Ranks compare midpoints of wide ranges, so a member a few places away may well be wealthier.

Why do other sites show a different net worth for Ruben Gallego?

The $168K shown here is the midpoint of the range Ruben Gallego's 2025 filing supports, as of December 31, 2025. It subtracts $25K to $65K in reported debts; the assets alone have a midpoint of about $213K, which is nearer to what estimates that leave debts out will show. 2 mortgages or home loans of $550K to $1.1M are shown but not subtracted: the filing lists no real property, so the loan must be on a home the law does not require the filer to list, and a debt is not counted against a home that is not counted either. 1 asset of undetermined value is left out entirely. Sites that price stocks at current market value, add an estimate for a home or personal property the filing need not list, or quote the top of the range will come out differently.

Why is Ruben Gallego's net worth a range and not a number?

Members of Congress report each asset and debt in a value band, not an exact amount, and a few bands have no top ("over $50,000,000"). Adding the bottoms gives the lowest net worth the filing supports and adding the tops gives the highest; the true figure is somewhere between. The midpoint shown is an estimate for comparison, not a measurement.

What does Ruben Gallego's financial disclosure leave out?

By law the report need not include a personal residence that produces no rental income (listing it is optional); personal property such as cars, furniture, art and jewelry; federal salary ($174,000 for most members) and federal retirement benefits; assets worth $1,000 or less, and income under $200 per source; liabilities under $10,000, and some vehicle, family and tax debts; anything inside a qualified blind trust approved by the Ethics Committee.

Where does this net worth figure come from?

From Ruben Gallego's own 2025 annual financial disclosure, filed August 13, 2026, published on the Senate's electronic financial disclosure site under the Ethics in Government Act. Who Funds My Rep? reads Part 3 (assets and income) and Part 7 (liabilities) from the filing and applies the same range arithmetic used by newsrooms. The original filing is linked on this page.

Why other sites show different figures

The $168K shown here is the midpoint of the range Ruben Gallego's 2025 filing supports, as of December 31, 2025. It subtracts $25K to $65K in reported debts; the assets alone have a midpoint of about $213K, which is nearer to what estimates that leave debts out will show. 2 mortgages or home loans of $550K to $1.1M are shown but not subtracted: the filing lists no real property, so the loan must be on a home the law does not require the filer to list, and a debt is not counted against a home that is not counted either. 1 asset of undetermined value is left out entirely. Sites that price stocks at current market value, add an estimate for a home or personal property the filing need not list, or quote the top of the range will come out differently.

  • Debts are subtracted. We subtract the liabilities on the filing, margin loans and mortgages on listed property included. Estimates that leave debts out, Quiver Quantitative's for one, come out higher, sometimes by tens of millions of dollars. The one debt we do not subtract is a mortgage on a home the filing does not list (the home rule), because the home itself is not counted.
  • Value bands, not market prices. The filing reports each asset as a value band ($5,000,001–$25,000,000), never a price, and we use the midpoint of the resulting range. Trackers that estimate current market value from stock trades and share prices will differ, most of all for members with large stock holdings near the top of their bands.
  • The date. Our figure is as of December 31 of the reporting year, the date the filing describes. Sites that move with the markets reflect any gains or losses since then.
  • What the filing leaves out. A home that earns no rent, cars, art and other personal property need not be listed. Some outlets add their own estimates for these; we count only what is on the filing.
  • Open-ended bands and older data. Spouse assets reported only as "over $1,000,000" and assets "over $50,000,000" have no top, so every method has to pick a value for them. Older databases (OpenSecrets' member profiles still show 2018 figures) and news reports that quote the top of a range will disagree as well.

How we calculate net worth

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