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Who Funds My Rep? › Richard Neal

Richard Neal Net Worth (2025 Financial Disclosure)

Democrat · MA-01 · House

Net worth, as disclosed

$201K to $517K

Midpoint $359K, used for rankings

Assets ~$359K · Debts ~$0 · Net ~$359K

Richard Neal's net worth is between $201K and $517K, a midpoint of $359K, according to the 2025 annual financial disclosure, filed May 15, 2026, the most recent personal financial disclosure on file with the House Clerk.

The filing lists 5 assets valued at $201K to $517K and no other liabilities. A mortgage of $500K to $1M is shown but not subtracted: the filing lists no real property, so the loan must be on a home the law does not require the filer to list, and a debt is not counted against a home that is not counted either.

View the original filing (PDF, House Clerk) · Document 10077376 · Updated

Ranks #315 of 438 House members by estimated net worth, #186 of 262 Democrats, #10 of 11 from Massachusetts. Richest members of Congress, ranked · All Democrats ranked

Biggest assets

  • Needham Bank — $100K–$250KBank account · Interest $5,001 - $15,000
  • T. Rowe Price Capital Appreciation Fund (PRWCX) — $100K–$250KMutual fund · Capital Gains, Dividends $2,501 - $5,000
  • Congressional Federal Credit Union — $1,001–$15KBank account · Interest $1 - $200
  • Fidelity Balanced Fund (FBALX) — $1–$1,000Mutual fund · Capital Gains, Dividends $1 - $200
  • T. Rowe Price Global Stock Fund (PRGSX) — $1–$1,000Mutual fund · Dividends $1 - $200

Values are the bands the filer checked, as of December 31, 2025.

Liabilities (1)

  • Mortgage — Freedom Credit Union (July 2023) — $500K–$1M shown, not subtracted: a loan on a home the filing does not list

Filings on record (1)

Figures updated November 7, 2026. An amended report replaces the original it amends; new House filings are checked weekly.

How this figure is calculated, and what it leaves out

  • Every asset and liability on the filing is reported as a value band ($1,001–$15,000, $15,001–$50,000 … $5,000,001–$25,000,000), never an exact figure.
  • Low end of net worth = the bottom of every asset band added together, minus the top of every liability band.
  • High end = the top of every asset band, minus the bottom of every liability band.
  • The estimate is the midpoint of that range. It is a central guess, not a measurement.
  • The home rule: a member must report a mortgage on their own home but need not list the home unless it earns rent. When a filing lists no real property at all, its mortgages and home-equity loans are shown but not subtracted, since the home they are secured by is not counted either. A filing that lists any property keeps all its debts.

The disclosure does not have to include:

  • A personal residence that produces no rental income (listing it is optional).
  • Personal property such as cars, furniture, art and jewelry.
  • Federal salary ($174,000 for most members) and federal retirement benefits.
  • Assets worth $1,000 or less, and income under $200 per source.
  • Liabilities under $10,000, and some vehicle, family and tax debts.
  • Anything inside a qualified blind trust approved by the Ethics Committee.

Full methodology

Frequently asked

What is Richard Neal's net worth?

Richard Neal's net worth is between $201K and $517K, a midpoint of $359K, according to the 2025 annual financial disclosure, filed May 15, 2026, the most recent personal financial disclosure on file with the House Clerk. The filing lists 5 assets valued at $201K to $517K and no other liabilities. A mortgage of $500K to $1M is shown but not subtracted: the filing lists no real property, so the loan must be on a home the law does not require the filer to list, and a debt is not counted against a home that is not counted either.

What are Richard Neal's biggest assets?

The largest holdings on the 2025 filing are Needham Bank ($100K–$250K); T. Rowe Price Capital Appreciation Fund (PRWCX) ($100K–$250K); Congressional Federal Credit Union ($1,001–$15K). The filing lists 5 assets in all.

How much debt does Richard Neal report?

1 liability: Mortgage with Freedom Credit Union ($500K–$1M, not subtracted). None of it is subtracted from the assets. A mortgage of $500K to $1M is shown but not subtracted: the filing lists no real property, so the loan must be on a home the law does not require the filer to list, and a debt is not counted against a home that is not counted either. Only debts over $10,000 must be disclosed.

Is Richard Neal one of the richest members of Congress?

By the midpoint of the disclosed range, Richard Neal ranks #315 of 438 House members whose filings have been processed, and #186 of 262 Democrats. Ranks compare midpoints of wide ranges, so a member a few places away may well be wealthier.

Why do other sites show a different net worth for Richard Neal?

The $359K shown here is the midpoint of the range Richard Neal's 2025 filing supports, as of December 31, 2025. A mortgage of $500K to $1M is shown but not subtracted: the filing lists no real property, so the loan must be on a home the law does not require the filer to list, and a debt is not counted against a home that is not counted either. With that loan left out, the figure is the midpoint of the assets, the same basis estimates that ignore debts use. Sites that price stocks at current market value, add an estimate for a home or personal property the filing need not list, or quote the top of the range will come out differently.

Why is Richard Neal's net worth a range and not a number?

Members of Congress report each asset and debt in a value band, not an exact amount, and a few bands have no top ("over $50,000,000"). Adding the bottoms gives the lowest net worth the filing supports and adding the tops gives the highest; the true figure is somewhere between. The midpoint shown is an estimate for comparison, not a measurement.

What does Richard Neal's financial disclosure leave out?

By law the report need not include a personal residence that produces no rental income (listing it is optional); personal property such as cars, furniture, art and jewelry; federal salary ($174,000 for most members) and federal retirement benefits; assets worth $1,000 or less, and income under $200 per source; liabilities under $10,000, and some vehicle, family and tax debts; anything inside a qualified blind trust approved by the Ethics Committee.

Where does this net worth figure come from?

From Richard Neal's own 2025 annual financial disclosure, filed May 15, 2026, published as a PDF by the Clerk of the House of Representatives under the Ethics in Government Act. Who Funds My Rep? reads Schedule A (assets and income) and Schedule D (liabilities) from the filing and applies the same range arithmetic used by newsrooms. The original filing is linked on this page.

Why other sites show different figures

The $359K shown here is the midpoint of the range Richard Neal's 2025 filing supports, as of December 31, 2025. A mortgage of $500K to $1M is shown but not subtracted: the filing lists no real property, so the loan must be on a home the law does not require the filer to list, and a debt is not counted against a home that is not counted either. With that loan left out, the figure is the midpoint of the assets, the same basis estimates that ignore debts use. Sites that price stocks at current market value, add an estimate for a home or personal property the filing need not list, or quote the top of the range will come out differently.

  • Debts are subtracted. We subtract the liabilities on the filing, margin loans and mortgages on listed property included. Estimates that leave debts out, Quiver Quantitative's for one, come out higher, sometimes by tens of millions of dollars. The one debt we do not subtract is a mortgage on a home the filing does not list (the home rule), because the home itself is not counted.
  • Value bands, not market prices. The filing reports each asset as a value band ($5,000,001–$25,000,000), never a price, and we use the midpoint of the resulting range. Trackers that estimate current market value from stock trades and share prices will differ, most of all for members with large stock holdings near the top of their bands.
  • The date. Our figure is as of December 31 of the reporting year, the date the filing describes. Sites that move with the markets reflect any gains or losses since then.
  • What the filing leaves out. A home that earns no rent, cars, art and other personal property need not be listed. Some outlets add their own estimates for these; we count only what is on the filing.
  • Open-ended bands and older data. Spouse assets reported only as "over $1,000,000" and assets "over $50,000,000" have no top, so every method has to pick a value for them. Older databases (OpenSecrets' member profiles still show 2018 figures) and news reports that quote the top of a range will disagree as well.

How we calculate net worth

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