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Who Funds My Rep? › Kevin Cramer

Kevin Cramer Net Worth (2025 Financial Disclosure)

Republican · ND (Senate) · Senate

Net worth, as disclosed

$653K to $1.3M

Midpoint $999K, used for rankings

Assets ~$999K · Debts ~$0 · Net ~$999K

Kevin Cramer's net worth is between $653K and $1.3M, a midpoint of $999K, according to the 2025 annual financial disclosure, filed March 19, 2026, the most recent personal financial disclosure on file with the Secretary of the Senate.

The filing lists 12 assets valued at $653K to $1.3M and no other liabilities. A mortgage of $250K to $500K is shown but not subtracted: the filing lists no real property, so the loan must be on a home the law does not require the filer to list, and a debt is not counted against a home that is not counted either.

View the original filing (Senate eFD) · Document c7a06cfe-bf3f-4692-928a-f7507f42a539 · Updated

Ranks #79 of 100 senators by estimated net worth, #173 of 273 Republicans, #3 of 3 from North Dakota. Richest members of Congress, ranked · All Republicans ranked

Biggest assets (10 of 12)

  • Nuveen Lifecycle 2025 R6 ⇒ TCYIX - Nuveen Lifecycle 2025 Fund R6 — $250K–$500KMutual Fund
  • CREF Stock R1 (CREF V148064-8) — $50K–$100KMutual Fund
  • CREF Growth R1 (CREF V148064-8) — $50K–$100KMutual Fund
  • CREF Equity Index R1 (CREF V148064-8) — $50K–$100KMutual Fund
  • CREF Global Equities R1 (CREF V148064-8) — $50K–$100KMutual Fund
  • American Funds ⇒ Fundamental Investors (ACNFX) — $50K–$100KMutual Fund
  • American Funds ⇒ Growth Fund of America — $50K–$100KMutual Fund
  • American Funds ⇒ The Investment Company of America (AIVSX — $50K–$100KMutual Fund
  • American Funds ⇒ New Perspective Fund (ANWPX) — $50K–$100KMutual Fund
  • THE GROWTH FUND OF AMERICA-529A (1005) Institution: American Funds ⇒ THE GROWTH FUND OF AMERICA-529A (1005) — $1,001–$15KMutual Fund · Dependent child

Values are the bands the filer checked, as of December 31, 2025.

Liabilities (1)

  • Mortgage (3.0% (30)) — Dakota Community Bank and Trust Bismarck, ND (2020) — $250K–$500K shown, not subtracted: a loan on a home the filing does not list

Filings on record (1)

Figures updated November 7, 2026. An amended report replaces the original it amends; new House filings are checked weekly.

How this figure is calculated, and what it leaves out

  • Every asset and liability on the filing is reported as a value band ($1,001–$15,000, $15,001–$50,000 … $5,000,001–$25,000,000), never an exact figure.
  • Low end of net worth = the bottom of every asset band added together, minus the top of every liability band.
  • High end = the top of every asset band, minus the bottom of every liability band.
  • The estimate is the midpoint of that range. It is a central guess, not a measurement.
  • The home rule: a member must report a mortgage on their own home but need not list the home unless it earns rent. When a filing lists no real property at all, its mortgages and home-equity loans are shown but not subtracted, since the home they are secured by is not counted either. A filing that lists any property keeps all its debts.

The disclosure does not have to include:

  • A personal residence that produces no rental income (listing it is optional).
  • Personal property such as cars, furniture, art and jewelry.
  • Federal salary ($174,000 for most members) and federal retirement benefits.
  • Assets worth $1,000 or less, and income under $200 per source.
  • Liabilities under $10,000, and some vehicle, family and tax debts.
  • Anything inside a qualified blind trust approved by the Ethics Committee.

Full methodology

Frequently asked

What is Kevin Cramer's net worth?

Kevin Cramer's net worth is between $653K and $1.3M, a midpoint of $999K, according to the 2025 annual financial disclosure, filed March 19, 2026, the most recent personal financial disclosure on file with the Secretary of the Senate. The filing lists 12 assets valued at $653K to $1.3M and no other liabilities. A mortgage of $250K to $500K is shown but not subtracted: the filing lists no real property, so the loan must be on a home the law does not require the filer to list, and a debt is not counted against a home that is not counted either.

What are Kevin Cramer's biggest assets?

The largest holdings on the 2025 filing are Nuveen Lifecycle 2025 R6 ⇒ TCYIX - Nuveen Lifecycle 2025 Fund R6 ($250K–$500K); CREF Stock R1 (CREF V148064-8) ($50K–$100K); CREF Growth R1 (CREF V148064-8) ($50K–$100K). The filing lists 12 assets in all.

How much debt does Kevin Cramer report?

1 liability: Mortgage (3.0% (30)) with Dakota Community Bank and Trust Bismarck, ND ($250K–$500K, not subtracted). None of it is subtracted from the assets. A mortgage of $250K to $500K is shown but not subtracted: the filing lists no real property, so the loan must be on a home the law does not require the filer to list, and a debt is not counted against a home that is not counted either. Only debts over $10,000 must be disclosed.

Is Kevin Cramer one of the richest members of Congress?

By the midpoint of the disclosed range, Kevin Cramer ranks #79 of 100 senators whose filings have been processed, and #173 of 273 Republicans. Ranks compare midpoints of wide ranges, so a member a few places away may well be wealthier.

Why do other sites show a different net worth for Kevin Cramer?

The $999K shown here is the midpoint of the range Kevin Cramer's 2025 filing supports, as of December 31, 2025. A mortgage of $250K to $500K is shown but not subtracted: the filing lists no real property, so the loan must be on a home the law does not require the filer to list, and a debt is not counted against a home that is not counted either. With that loan left out, the figure is the midpoint of the assets, the same basis estimates that ignore debts use. Sites that price stocks at current market value, add an estimate for a home or personal property the filing need not list, or quote the top of the range will come out differently.

Why is Kevin Cramer's net worth a range and not a number?

Members of Congress report each asset and debt in a value band, not an exact amount, and a few bands have no top ("over $50,000,000"). Adding the bottoms gives the lowest net worth the filing supports and adding the tops gives the highest; the true figure is somewhere between. The midpoint shown is an estimate for comparison, not a measurement.

What does Kevin Cramer's financial disclosure leave out?

By law the report need not include a personal residence that produces no rental income (listing it is optional); personal property such as cars, furniture, art and jewelry; federal salary ($174,000 for most members) and federal retirement benefits; assets worth $1,000 or less, and income under $200 per source; liabilities under $10,000, and some vehicle, family and tax debts; anything inside a qualified blind trust approved by the Ethics Committee.

Where does this net worth figure come from?

From Kevin Cramer's own 2025 annual financial disclosure, filed March 19, 2026, published on the Senate's electronic financial disclosure site under the Ethics in Government Act. Who Funds My Rep? reads Part 3 (assets and income) and Part 7 (liabilities) from the filing and applies the same range arithmetic used by newsrooms. The original filing is linked on this page.

Why other sites show different figures

The $999K shown here is the midpoint of the range Kevin Cramer's 2025 filing supports, as of December 31, 2025. A mortgage of $250K to $500K is shown but not subtracted: the filing lists no real property, so the loan must be on a home the law does not require the filer to list, and a debt is not counted against a home that is not counted either. With that loan left out, the figure is the midpoint of the assets, the same basis estimates that ignore debts use. Sites that price stocks at current market value, add an estimate for a home or personal property the filing need not list, or quote the top of the range will come out differently.

  • Debts are subtracted. We subtract the liabilities on the filing, margin loans and mortgages on listed property included. Estimates that leave debts out, Quiver Quantitative's for one, come out higher, sometimes by tens of millions of dollars. The one debt we do not subtract is a mortgage on a home the filing does not list (the home rule), because the home itself is not counted.
  • Value bands, not market prices. The filing reports each asset as a value band ($5,000,001–$25,000,000), never a price, and we use the midpoint of the resulting range. Trackers that estimate current market value from stock trades and share prices will differ, most of all for members with large stock holdings near the top of their bands.
  • The date. Our figure is as of December 31 of the reporting year, the date the filing describes. Sites that move with the markets reflect any gains or losses since then.
  • What the filing leaves out. A home that earns no rent, cars, art and other personal property need not be listed. Some outlets add their own estimates for these; we count only what is on the filing.
  • Open-ended bands and older data. Spouse assets reported only as "over $1,000,000" and assets "over $50,000,000" have no top, so every method has to pick a value for them. Older databases (OpenSecrets' member profiles still show 2018 figures) and news reports that quote the top of a range will disagree as well.

How we calculate net worth

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